The Illinois Insurance Guaranty Fund (IIGF) is a non-profit organization created by statute in July 1971. The purpose of IIGF is to provide protection for certain "covered claims" of policyholders and claimants under property and casualty insurance policies issued by insolvent member companies. Insurance companies must hold a certificate of authority to transact property and casualty business in Illinois to be an IIGF member company.
In the event that an insurer becomes insolvent and is ordered into liquidation, IIGF handles claims in accordance with 215 ILCS 5/ Article XXXIV. These statutory provisions set forth the full definition for different types of "covered claims" and establish several important limits on coverage.
Using the Site
We hope to provide information that is valuable to policyholders, claimants, and our member companies. Please visit the FAQ section, tabbed above, to learn about IIGF's operations and the lines of business we cover. The Latest Insolvencies section, to the right, provides information on recent liquidations including helpful points of contact. Connect with other state and national offices dealing with insurance and related issues by visiting the Links tab. If you are not able to find the information you need, feel free to use the Contact Us tab at the top of this page.
Affirmative Unearned Premium Information
Any Affirmative policyholder who may have a claim for unearned premium referred to the Illinois Insurance Guaranty Fund’s (IIGF) office must file proof of claim. Please contact IIGF’s office at (312) 424-3354 for additional information about filing an Affirmative unearned premium claim.
PLEASE NOTE: No Proof of Claim form is required for normal insurance claims.